Investments
Discover secure and accessible investment options designed to maximize your savings. With CoopeJudicial Fixed-Term Savings Certificates (CAP), you can manage your investment physically or digitally, earn attractive interest, and use your funds as collateral for credit.
Learn how they work and choose the option that best fits your needs.
Fixed-Term Savings Certificates
CoopeJudicial Fixed-Term Savings Certificates are an excellent investment option. In addition, your invested funds may serve as loan collateral.
Podrás realizar tus inversiones por medio de los certificados materializados y des materializados.
You can make your investments through materialized or dematerialized certificates.
Fixed-Term Savings Certificates
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Materialized Fixed-Term Certificates
These are physical certificates that generate interest throughout the term and are automatically deposited into a regular savings account.
Dematerialized Fixed-Term Certificates
These are digital certificates generated automatically through the CoopeJudicial App or the CJ Online transactional website.
They generate interest during the term, which is automatically deposited into an account called “CAP Interest”. Electronic custody is provided at no additional cost.
You can manage them directly from the mobile app or the CJ Online transactional website. You may also access the site at: https://www.odbanking.com/CoopeJudicial/
The minimum investment amount is ₡50,000, and the generated interest is deposited into the “CAP Interest” account.
In case of loss of a materialized CAP (physical certificate), please contact us as soon as possible at: ahorros@coopejudicial.fi.cr or Customer Service at 2528-5757.
You may also download the mobile app at: http://onelink.to/t2uceh
Fixed-Term Savings Certificates in Colones
Interest Rates by Coupon Frequency
- Rates effective as of April 1, 2025
- A 7% withholding tax applies to interest on certificates issued as of July 1, 2019
- Rates are subject to change according to market conditions
Calculator
Easily calculate the amount, installment, and term of your loan with our calculator.
Interested in Fixed-Term Savings Certificates?
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